Finthropy
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Coming Soon · Private Beta CAD→INR launching first

Move money at the
speed of crypto.

Finthropy rails use regulated stablecoin rails to settle cross-border transfers in under 90 seconds — with transparent FX, no hidden fees, and a single API for any developer to plug in.

Join the Waitlist For developers
< 90s
avg. settlement
0%
hidden fees
CAD→INR
launching first
Live mid-market
—
CA
CAD → INR
Canada → India
62.02
▲ 0.04%
US
USD → MXN
USA → Mexico
17.84
▼ 0.02%
EU
EUR → NGN
EU → Nigeria
1,742.50
▲ 0.11%
JP
JPY → PHP
Japan → Philippines
0.3821
▲ 0.07%
Updated every 2s · indicative mid-market pricing view all →
REGULATED STABLECOIN RAILS · LOW-COST BLOCKCHAIN SETTLEMENT · COMPLIANCE-FIRST BY DESIGN · CAD→INR LAUNCHING FIRST · PRIVATE BETA · BUILT IN CANADA
REGULATED STABLECOIN RAILS · LOW-COST BLOCKCHAIN SETTLEMENT · COMPLIANCE-FIRST BY DESIGN · CAD→INR LAUNCHING FIRST · PRIVATE BETA · BUILT IN CANADA
02 · Mechanism

Three hops. One transaction. Final in seconds.

We compress a 3-day correspondent-bank chain into a single on-chain settlement. Funds never sit idle. You see every step.

01 / SEND

You send CAD

Connect your Canadian bank via Interac, EFT, or debit. Finthropy debits the source currency — no wallet, no seed phrase, no crypto knowledge needed.

latency ~3s Interac
02 / CONVERT

Instant stablecoin rail

CAD is converted to a regulated stablecoin at the live mid-market rate. The stablecoin leg is what makes settlement final, cheap, and globally reachable — 24/7, including weekends.

on-chain seconds · sub-cent fee
03 / DELIVER

Recipient gets INR

Our on-ramp partner in India converts the stablecoin balance to INR and pushes it via UPI or IMPS to the recipient's bank account. They open their banking app — money's there.

UPI / IMPS instant
END-TO-END · CAD $100 → ~₹5,985 INR
total time 00:01:24
total cost CAD $103.50
fee CAD $3.50 · 3.5%
03 · For consumers

Send like a local. Land like one too.

Rent, tuition, family support — whatever the reason, your money should arrive the same day you send it, at a rate you actually recognize.

  • Transfers that clear in minutes
    90-second average settlement, 24/7. Including Sundays and bank holidays in both countries.
  • Bank-level, crypto-free custody
    Funds are held by our regulated banking partner. You never touch a private key. You never need to.
  • One flat fee — shown before you send
    3.5% all-in. No wire fee, no "conversion" fee, no hidden FX spread. What you quote is what lands.
Join the Waitlist How it works →
New transfer
To Priya · HDFC ••3421
LIVE RATE
You send Balance: CAD $4,280.00
They receive ETA · 1m 24s
Mid-market rate1 CAD = 62.02 INR
Finthropy fee (3.5%)CAD $3.50
Illustrative only. Actual rates vary.
Total costCAD $103.50
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Transfer route 3 hops
CAD
Stablecoin
INR · UPI
04 · For developers

Build payments that actually move money.

Integrate Finthropy's partners' payment infrastructure into your product. CAD→INR and other corridors available via simple API. Currently evaluating best-in-class providers — reach out to discuss integration.

🌍
Multi-corridor support
CAD, USD, EUR to INR and more. One integration unlocks every route we support.
🔒
KYC/AML compliant
Hosted flows — your users stay in your app. Sanctions screening and Travel Rule handled end-to-end.
⚡
Stablecoin-powered
Settle in minutes, not days. Blockchain rails give you 24/7 finality, including weekends and holidays.
Request Early Access
API in development — request early access to join the design partner program.
POST /v1/transfers curl 
# Send CAD $100 to an Indian UPI handle.
# Example request — API shape is illustrative and subject to change.

curl https://api.finthropy.com/v1/transfers \
  -H "Authorization: Bearer $FIN_SECRET" \
  -H "Idempotency-Key: rent-apr-2026" \
  -d '{
    "source":      { "currency": "CAD", "amount": 10000 },
    "destination": {
      "currency": "INR",
      "rail":     "upi",
      "handle":   "priya@okhdfcbank"
    },
    "webhook": "https://acme.co/hooks/fin"
  }'

# → { "id": "ftr_01HX8F2QZ", "status": "processing" }
← webhook · transfer.settled 1m 24s after create 
{
  "id": "ftr_01HX8F2QZ",
  "status": "settled",
  "rail": ["interac", "stablecoin", "upi"],
  "fx":  { "pair": "CAD/INR", "rate": 62.02 },
  "landed": { "currency": "INR", "amount": 598493 },
  "chain_tx": "FA2E…B19C"
}
Private Beta

Finthropy is in private beta.

Join the waitlist for early access. We're onboarding a small cohort of senders and developers each week — tell us where to reach you.

Join the Waitlist
No credit card No spam, unsubscribe any time We'll reach out within 48h
06 · Trust

Regulated where it matters. Public where it helps.

We're building Finthropy compliance-first. We're actively pursuing MSB registration and partnering with licensed banking and on-ramp partners in every jurisdiction we plan to operate in.

INFRASTRUCTURE
Regulated stablecoin rails
Low-cost, sub-minute settlement on public blockchain networks. Selected for throughput and compliance-ready asset issuance.
SETTLEMENT ASSET
Fiat-backed stablecoins
We settle in fully-reserved, regulated stablecoins issued by established partners — not algorithmic or unbacked tokens.
LICENSING
MSB registration in progress
We are actively pursuing registration as a Money Services Business in Canada, with additional jurisdictions to follow.
SECURITY
Built to audit standards
Engineered from day one to meet SOC 2 and ISO 27001 controls. Formal audits on the roadmap ahead of public launch.
COMPLIANCE
KYC / AML / Travel Rule
Identity verification, sanctions screening, and transaction monitoring on every transfer — powered by industry-leading partners.
TRANSPARENCY
Funds held 1:1
Customer funds held 1:1 with regulated banking partners. We plan to publish regular reserve attestations post-launch.

The world's money is already digital. Now it's liquid too.

Be among the first to send or build with Finthropy. Early access is rolling out now.

Join the Waitlist